Understand the different

Understand the different types of financing available. Dealers who offer financing through banks, credit unions and finance companies may send your application to multiple lenders to secure a loan. Ask questions about how your information is used, and how credit inquiries may impact your credit score.

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There are a couple of other points to consider before you decide if you’ll head south. On Black Friday, real savings will be found in Washington State, but you’ll have to rely on smarts, luck and (in true American style) aggression against other shoppers in finding bargains. A lot of the sales seem to work exactly the same as Boxing Day, that is deeply discounting a few, often obsolete items to attract hordes of shoppers into the stores where, once the discounted items are gone, they’ll find regular prices for everything else..

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